Refinancing
With the cash rate at a record low, and banks lowering their interest rates even further, now is the perfect time to look at refinancing your home loan.
With the cash rate at a record low, and banks lowering their interest rates even further, now is the perfect time to look at refinancing your home loan.
With that said, too many people do not realise that it is possible to bargain down the deal they already have, or shy away from the potential hassle of changing lenders.
If you are not confident your current loan is competitive or do not feel comfortable enough to bargain with the big banks, let our team of knowledgeable mortgage brokers do the hard work for you!
How we can help
At Neef Financial Solutions, we help mortgage owners take control of their loans by negotiating and finding better deals on their home loans.
With access to over 60 lenders, our team will work with you to find the most competitive loan and features that suit your individual needs.
But what happens if you like your bank, but the rate isn’t competitive?
Deciding to do nothing is never a good idea. Most lenders know that while customers might threaten to move their loan elsewhere, the vast majority will not move. With our team by your side, we can negative with your bank on your behalf.
Here are a few main reasons to consider refinancing your loan
Consolidate debt
Do you have a credit card, personal loan, and car loan debt? If that sounds familiar, rolling your loans into one could save you money long-term. This option may be possible through your current lender, but it is important to be open to other lenders – should they have a better offer.
New features
If you have had your current loan for a while now, chances are the features no longer match your lifestyle. If you are looking for additional features such as extra repayments, you should consider refinancing your loan.
Contact Us
With access to over 60 lenders, including major banks, non-bank lenders and private funders, we can provide a variety of offers to customers.
If you would like more information on how we can help you refinance your loan, contact us on 03 9427 1952 or fill out our enquiry form and a member of our staff will be in touched to discuss your options.
