Asset Loans
We have listed some of the most popular asset loan options below.
Perhaps your business needs new vehicles, a shop fit-out, an upgrade in technology or maybe even heavy machinery for big projects.
Whatever the reason, asset loans can help your business get the capital it needs. But it is important to speak to a mortgage broker about the many finance options.
At Neef Financial Solutions, our aim is to assist businesses with their financial goals while building business stability and consolidating debt to ease financial pressures.
As knowledgeable and trusted finance brokers, we ensure a professional service, that is essential to our end goal, bring you financial happiness.
We have listed some of the most popular asset loan options below.
Commercial Hire Purchase
Commercial Hire allows you to hire and use the asset until the last payment. When you pay the final instalment, the title of the asset transfers to you. You can also tailor payment options, including the repayment period, the deposit size, and the final balloon payment to help manage your cash flow.
Chattel Mortgage
Chattel Mortgages are a popular finance solution for many businesses and allow you to own the asset from the outset – plus your loan agreement is secured by the asset. You can tailor your loan payments by choosing the term – typically up to five years. You can also structure payments to free up cash flow at times you need it the most.
Finance Lease
With a Finance Lease, the financier owns the asset however the client bears the risk of disposal of the asset at the end of the lease. This type of lease can benefit businesses that need vehicles or equipment without tying up a large amount of capital. You can also choose lease payments in advance and terms up to five years.
Contact Us
With access to over 60 lenders, including major banks, non-bank lenders and private funders, we can provide a variety of offers to customers.
If you would like to enquire about an asset loan, contact us on 03 9427 1952 or fill out our enquiry form and a member of our staff will be in touched to discuss your options.
